The average poor person isn’t poor because he’s unlucky or unfortunate.
It’s because the mindset have built explosive membranes that fights off everything that contradicts what they know in a world where extravagance and sophistication is sometimes mistaken as wealth and riches.
Please note this “Poverty is a financial condition, being poor is a mental condition”.
There are many habits that can keep a man in the circle of poverty. Check them out below.
1. Not meeting new people
Rich people love meeting new people. 68% of wealthy people said that they like meeting someone new. Only 11% of poor people said the same.
Most people who reached financial stability made as much effort as possible to give a good impression of themselves and keep it. They don’t forget to congratulate new acquaintances (and old ones) on holidays and other important days.
2 . Gambling.
There is no such thing as getting rich quick. Financial success takes time, takes initiative, and requires relentless effort to achieve.
People who engage in gambling are deluded into thinking there is a shortcut to success.
A lot of self-made millionaires today didn’t pursue any get-rich quick schemes. Instead, they make a habit of pursuing their dreams and their goals one after the other.
A lot of youths believe so much in gambling that they made it a job. They have the believe that a single one hundred naira note can fetch them fifteen million naira.
How long do intend on spending before you achieve that goal. Every known successful man today never earned their wealth from gambling.
It is not the man who has too little, but the man who craves more, that is poor. Seneca
3.Believing in fate
You can rely on luck or fate in very rare cases, perhaps when you are choosing between a red and a blue skirt. But when it comes to really important matters, rich people think that they determine their life path themselves.
And 90% of poor people blame fate for their misfortunes and other factors they can’t control. And to improve their well-being, they invest money in psychics and lottery tickets instead of their own education.
Rich people believe “I create my life”. Poor people believe “Life happens to me”. T. Harv Eker
4. Drinking Too Much Alcohol.
While the occasional glass of wine or beer is fine, drinking too much could reduce your chances to financial success.
Do you know drinking too much could affect your memory and ability to think clearly ?. If you can't think and remember things clearly, how do you intend to make a plan for your financial freedom ?.
I'm not saying alcohol is evil but there is a limit to everything in life including the same alcohol.
Some men believe it's never okay till they feel drunk. Only a poor man with a poor mentality thinks like that. 1-2 bottles of beer or even 2 glasses of wine is very much okay for a man with a goal in life.
It doesn't mean you have to start drinking two glasses everyday. There are times when things are required in life. Say no to excessive intake of alcohol for your financial freedom.
Money moves from those who do not manage it to those who do. Dave Ramsey
5. Your Type Of Friends.
A wise man once said, Show me your friends and I will tell you who you are. Those words are absolutely true.
Who you hang out with matters more than you may think.
Many rich people today changed their friends the day they decided to make wealth.
Make a habit of associating with other success-minded individuals like you.
If you sorround yourself with drunkards and smokers, even if you don't drink or smoke, definitely one day you will see yourself doing it.
You are only going to succeed in life if you surround yourself with the right type of people.
Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it. Tim Ferriss
6. Spending Too Much Time Infront Of The TV.
In a success study, it is revealed that 80% of poor people today spend more than five hours Infront of their television screen daily. Complete precious five hours.
Have you ever wondered why the most expensive cars and properties are not putting their advertisements on TV ?.
The answer is simple, the people who buy and patronise it doesn't spend time on television so probably they can't see it.
The rich or success-minded people would rather be educated than entertained.
They replace TV time with reading, thinking, exercising, or any other form of self education.
I'm not saying watching TV is something not important, but spending too much time on it.
Spend more time in planning your map to success instead of watching people who followed their path to success.
That man is richest whose pleasures are cheapest. Henry David Thoreau
7. Not reading a lot
“Not reading means not thinking,” Dostoyevsky once said. 88% of rich people agree with the writer.
They read books about self-development, professional materials, and historical literature for at least 30 minutes a day.
Only 2% of poor people devote this much time to reading. Invest in as much of yourself as you can, you are your own biggest asset by far. Warren Buffett.
Formal education will make you a living. Self-education will make you a fortune. Jim Rohn
8. Thinking Negatively.
Long-term success is only possible when you have a positive mental outlook to it. You can never be successful if you always imagine yourself poor.
If you don't believe in yourself, why trying ?. You always have the thoughts of I cannot make it, that's one of the reasons you have not made it to success.
The problem for most people is that they’re completely unaware of their thoughts, positive or negative.
If you stop to listen to your thoughts, to be aware of them, you would find most of them are negative.
But you only realize you are having these negative thoughts when you force yourself to be aware of them. Awareness is the key.
Take your mind of negative thoughts. Replace them with positiveness. They say a believer is an achiever. Believe in yourself.
Rich people think big. Poor people think small. T. Harv Eker
9 . Doing A Job You Don't Love.
Toiling away at a job you hate will not only leave you stressed out and dissatisfied with life, it could affect your chances at getting rich because you don't appreciate the outcome.
The wealthiest, most successful people pursue their passions, you should consider doing the same thing in your working days in life.
Do what you have passion for, work is fun. Passion defeats education, intelligence, skills, and any other advantage those who lack passion might have in life.
Passion makes work fun. Passion gives you the energy, persistence, and focus needed to overcome failures, mistakes, and rejection.
It infuses you with a fanatical tenacity that makes it possible to overcome obstacles and pitfalls that block your path.
If you can get paid for doing what you love, every paycheck is a bonus Oprah Winfrey
You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you. Maya Angelou
10. Communicating with toxic people
96% of people who live paycheck to paycheck know someone who loves gossiping or complaining about their lives.
Successful people communicate with those who are not negative but, quite the opposite, those who inspire them to do something.
You can easily increase the number of such people around you by visiting cultural events, doing volunteer work, or being a member of a nonprofit organization.
And you should spend all your time on yourself until you meet people worth your time.
Rich people focus on opportunities. Poor people focus on obstacles. T. Harv Eker
11. Spending too much.
Spending more than you make is the fastest and surest road to financial breakdown.
You can't be earning a salary of 50 thousand naira and be driving a car that requires maintenance of 15 thousand naira monthly, it leaves you with 35 thousand naira salary.
You have groceries and rent to pay the same month with other little things to do with money.
What happened to saving ?, What you save and plan for is very important even before the salary comes.
People who spend too much faces a lot of challenges, they have no money for retirement, for their kids’ college, or for pursuing opportunities that present themselves.
Spending more than you earn and putting saving on your back creates long-term poverty, with no hope of escape.
Stop buying things you don’t need, to impress people you don’t even like. Suze Orman
12. Ignoring customers feedback.
At the end of the day, you might already have a business established, ignoring customers feedback on your products and services pulls your business down faster than the change in currency.
Fear of criticism is the reason we do not seek feedback from others.
You have more chances of improvement if you listen to your customers feedback.
Feedback is essential to learning what is working and what isn’t working.
Feedback helps you understand if you are on the right track.
Seeking criticism, good or bad, is a crucial element for learning and growth.
Feedback provides you with the information you will need in order to succeed in future and make improvements.
It is not the employer who pays the wages. Employers only handle the money. It is the customer who pays the wages. Henry Ford
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